Real Estate Closing Services

Sterling Law is dedicated to excellence in conducting real estate closings, which we are able to offer on a flat-fee basis. We close on real estate located in all counties in North Carolina. Let our experts guide you through this process.

Sterling Law e-records closing documents in all available counties, thereby disbursing funds as soon as possible.  We also offer free wire transfers of real estate commissions and client proceeds. We further offer mobile closing services anywhere in the United States!

We handle all types of real estate closings. If it’s real estate, we can close it! At Sterling Law, we successfully navigate clients through challenging and tricky transactions. Below are some examples of the kinds of real estate transactions we close:

Residential and Commercial Purchases

We regularly handle all kinds of real estate purchases, from working with first-time homebuyers to real estate investors. We cover all North Carolina counties. We also handle all kinds of financing, such as conventional, FHA, VA, USDA, and others.

Residential and Commercial Refinances

We regularly handle all kinds of refinance transactions and work closely with mortgage lenders.

New Construction

We regularly assist homebuyers with purchasing new homes, helping them navigate the new construction process. We have excellent working relationships with both national builders and local builders.

We also work with builders by assisting them with closing on construction loans, lot out sales, and new land acquisitions.

HUD Properties

“Housing and Urban Development” or “HUD” properties are properties owned by a federal agency. Sterling Law is among the select firms which are HUD-approved to conduct closings on these properties.

Reverse Mortgages

A reverse mortgage allows a qualifying homeowner to convert real estate equity into cash without a monthly payment. We close FHA Home Equity Conversion Mortgages for Seniors (HECM), among others.


At Sterling Law, we close deals purchased at auctions and are able to make full title insurance protection available for our auction purchasers. This includes estate auctions, land auctions, HUD auctions, and absolute auctions, among others.

Estate Sales

Estate sales can be a sale by the executor or administrator of an estate, or by the decedent’s heirs or devisees. We handle estate sales, by private sale or auction, while making full title insurance protection available for the purchaser.

Seller Financing

In some closings, a seller may loan money to the buyer, with the loan being secured against the subject property as a mortgage. We structure these kinds of transactions, making sure that both the buyer and seller/lender receive full title insurance protection.

Rehab Loans

We help homeowners refinance their homes for renovations and purchasers acquire properties to be rehabbed. We close FHA 203(k) rehab loans, among others.

1031 Exchanges

A 1031 exchange is a way to defer capital gains on investment property, which allows investors to facilitate portfolio growth and increased return on investment.

A 1031 exchange must be very carefully completed to make sure it complies with all IRS regulations. We close 1031 tax-deferred exchanges and assist clients through this process.

Affordable Housing

At Sterling Law, we are proud to conduct transactions that are the result of various programs supporting affordable housing. These may be national, state, or local government programs, as well as programs run by private nonprofit organizations.

We close FHA, USDA, and North Carolina Housing Finance Agency loans, among others.

Veteran Affairs Loans

VA loans are a loan product designed specifically for veterans. We close all VA loans, such as purchase, equity cash-out, and refinance mortgages.


We handle purchases at foreclosure and are able to make full title insurance protection available for our foreclosure purchasers.

REO Properties

Real Estate Owned, or REO, properties are bank-owned foreclosures, which present a unique set of challenges. We assist purchasers of REO properties, with full title insurance protection.

Short Sales / Distressed Sales

A short sale is when a lender will accept less than the full payoff in lieu of conducting a foreclosure. At Sterling Law, we work closely with mortgage lenders to close short sales and other sales where the owners may be in financial distress.